Pregnancy Costs

Estimate your budget

Pregnancy Estimator

Plan your maternity budget with confidence. Adjust assumptions below to see how choices affect your cash outlay.

Main Assumptions

Class B2/C are government-subsidised. Class A/B1 are private rooms in public hospitals.

* We defaulted to Normal delivery as it's the baseline. C-section costs are higher due to surgical and longer stay fees.

Standard: 2 nights for Normal, 3-4 for C-Section

2Nights

The MediSave Maternity Package (MMP) allows you to use your CPF savings for your medical bills. This includes up to $900 for prenatal care and $3,380 for your hospital stay.

Hospital Charges (incl. GST)

Antenatal Care$600 – $1,100
Hospital Delivery + 2 Nights$1,152 – $1,600
Subtotal (Hospital)$1,752 – $2,700

Estimated Professional Fees

OB-GYN$0 – $0
Paediatrician$0 – $0
Subtotal (Fees)$0 – $0
Estimated Outlay (Cash)$0 – $0

Includes hospital charges + estimated professional fees, minus MediSave offset.

MediSave Deduction (CPF)

Prenatal Claim Cap−$900
Daily Hospital Cap (2 nights)−$2260
Surgical Procedure Cap−$1120
Total Deduction−$4,280

Note on Fees

  • • Professional Fees: This estimate includes OB-GYN, Anaesthetist, and Paediatrician fees based on current hospital settings.
  • • GST: Figures typically include GST for private hospitals, but check for recent service tax changes.
  • • Actual Bill: The hospital will provide a Financial Counseling form before admission. That is the authoritative quote.

MOH Fee Benchmarks

Verify hospital bill ranges directly from the Ministry of Health 2026 dataset.

Estimated Outlay

Fully covered

/ MediSave Limit